Beware of scams! The National Commission for the Protection and Defense of Users of Financial Services (Condusef) reports that, this year, 129 financial institutions have been affected by the impersonation of their commercial name and even some of their fiscal or administrative data.
So that people interested in obtaining a loan are alert, the Condusef informs the modus operandi of the impersonators. Those affected state that a person contacts them by phone or through social networks offering them immediate credits, with few requirements and with small monthly payments to make them attractive. They use information such as company name, addresses, telephone numbers and corporate image (logos) of duly authorized and registered financial entities, to impersonate them. They ask their victims to send their personal information via WhatsApp, putting their personal data at risk.
They ask for advances of money in cash or by deposit to a bank account with the supposed purpose of managing it, advancing monthly payments, paying opening expenses or as a guarantee, generally for the equivalent of 10% of the total amount of the requested credit, which can be from one thousand to two hundred thousand pesos. However, when the victims make the deposits to the indicated account, they do not receive the credit and it is impossible to locate the promoters. It is when they discover that they have been deceived.
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So that you are not surprised by this type of practice, take into account the following: avoid contracting loans or credits in which you have to make advances for any concept; Make sure that the Financial Institution is registered in Sipres (System for the Registry of Financial Service Providers), where you can verify their address, website and telephone numbers: https://webapps.condusef.gob.mx/SIPRES/jsp/pub /index.jsp
Do not provide money before granting a loan, either for insurance, commission or credit management; do not hand over personal documents or credit or debit card details; do not give information or carry out operations through Facebook, WhatsApp or any other social network; do not sign any document before reading it completely and in detail.
If you use the Internet as a means of contact, be sure to verify the information, as well as that the website is a secure page that uses a security protocol (https: //) and that it effectively corresponds to the financial institution you want to contact. For more information, consult the Financial Fraud Portal at: https://phpapps.condusef.gob.mx/fraudes_financieros/index.php
* Avoid contracting loans or credits in which you have to make advances for any concept.
* Make sure the financial institution is registered in Sipres.
* Do not provide money before granting a loan, either for insurance, commission or credit management.
* Do not deliver personal documents or credit or debit card information.
* Do not give information or carry out operations through Facebook, WhatsApp or any other social network.
* Do not sign any document before reading it completely and in detail.
* If you use the Internet as a means of contact, make sure you verify the information, as well as that the website is a secure page, that it uses a security protocol (https: //), and that it effectively corresponds to the financial institution that you want to contact.